ZeniPay launches a Canadian fintech platform with a built-in team of AI financial specialists

ZeniPay Inc. today announced ZeniPay, a fintech platform for personal and business customers in Canada and the United States. Each account combines payments (card acceptance, ACH and wire), payouts, invoicing, payment links and accounting with a team of AI specialists — Leo (accounting), Ben (finance), Atlas (security), Vera (compliance) and Kai (revenue) — that read the account's live data and answer questions in plain English or French.

ZeniPay was built to run Zeniva Travel, the group's AI travel agency: it onboards independent agents as sub-merchants, applies commission-split rules on net profit, pays each party automatically and pushes the ledger to QuickBooks, Xero, Wave or FreshBooks. The same rails are now available to other platforms, agencies and contractor networks under their own brand.

ZeniPay is not affiliated with ZenPay, Zen.com, Zenus Bank or Zenai Pay.

“Most platforms still split commissions in a spreadsheet at the end of the month. We made that a rule that fires at payment time, with an audit trail per booking. Then we gave every account an accountant, a security analyst and a compliance officer that never sleep.”